As an old guy like me, you lived through the Asian flu of 1957. It killed 116,000 people, but the country was much smaller then (180M people); with a population like our current 330M, it would have killed over 200,000. And what was done about it? Essentially nothing; there were no lockdowns, no school closures, no cancellations of sporting events, no masks. It was just another bug, albeit a particularly bad one, but people carried on and we got through it. It's all well-documented here: www.city-journal.org/... So please, spare me the apocalypse stuff. The only thing that's different now is that we didn't have cable news whipping up hysteria 24/7, and the traditional news outlets didn't operate like partisan versions of the National Enquirer. And people remembered FDR saying "the only thing we have to fear is fear itself", instead of blubbering because thes government hadn't protected them from every vicissitude of life. $SPY, SPDR S&P 500 / H1 Meanwhile, back in the present, I haven't seen a single dividend cut in a portfolio of about 50 stocks, though I've seen eight raises since the March meltdown. That's what fortress balance sheets will do for you. Tech, healthcare, and consumer staples are booming, and leading CEOs in other sectors are expressing confidence about getting through this and getting back in stride on the other side of the canyon. I'm carrying on with DG investing exactly as I did when I retired; the thought of going to cash has never crossed my mind. Nothing has "changed forever." There may be some more bumps in the road -- unfortunately and inevitably, more people (maybe even me) will get sick and die -- but the market is telling us that this is not the end of the world.posted via a user.